APPLY NOW: Applications for affordable homeownership are currently being accepted! Submit by Friday, May 22, 2026.
homeownership program
Habitat for Humanity of Greater Pittsburgh's homeownership program offers an affordable path to buying your first home, with guidance and support at every stage. To qualify, you’ll need to meet low-income requirements and be willing to partner with us throughout your journey to homeownership.
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Program Info Session – Learn more about our program on June 25 at YWCA in Homewood. RSVP by clicking the button:
Becoming a Habitat Homeowner
build strength, stability, self-reliance, and shelter
Here's how you can achieve first-time homeownership by partnering with Habitat Pittsburgh:​
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Apply to the Program
You can apply for Habitat Pittsburgh's homeownership program during open application periods (we are not currently accepting applications). Check our website or signup for email updates for announcements regarding program openings. Review our program requirements to ensure your household qualifies.
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Partner with Habitat
Once accepted into the program, you'll work alongside Habitat Pittsburgh. Each future homebuyer completes 350 hours of sweat equity volunteering on their home. This allows you to make a tangible investment in your future home while developing basic maintenance skills. You'll also complete financial literacy courses to help you manage debt, build credit, and budget for your future. Typically the program takes 6-12 months to complete.
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Become a Homeowner
Upon program completion, you will make a small downpayment of $950 and sign an affordable, 30-year, no-interest mortgage. Payments are priced to not exceed 30% of your household income and typically range from $800-$1,200 per month, including taxes and insurance.
Program Requirements
To qualify for our homeownership program, applicants must:
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Need Improved Housing
Applicants must currently be living in substandard or inadequate housing. This may include your current residence having safety concerns, health risks, being overcrowded, and more.
First-Time Homebuyer
This program is only for families and individuals who have never owned a home.
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Allegheny County Residents
Applicants must currently reside or work within Allegheny County, Pennsylvania.
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Willing to Partner
Applicants must be willing to actively partner with Habitat Pittsburgh. This includes completing 350 hours of volunteering and financial literacy classes during the program.
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Earn a Low-Income
Household income must be between 40-60% Area Median Income, use your family size and total annual income to confirm your eligibility. Income verification is required to demonstrate your ability to make consistent monthly mortgage payments. ​​
Household Size | Minimum Income | Maximum Income |
|---|---|---|
1 | $30,044 | $45,066 |
2 | $34,336 | $51,504 |
3 | $38,628 | $57,942 |
4 | $42,920 | $64,380 |
5 | $46,354 | $69,530 |
6 | $49,787 | $74,681 |
7 | $53,221 | $79,831 |
8 | $56,654 | $84,982 |
Apply for Homeownership
Habitat Pittsburgh is currently accepting applications for our homeownership program. Review our program requirements and submit your application by May 22nd. Download, fill out, and submit your application to the address/email below.
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Homeownership Application: Click here to download, or contact us to request a physical copy.
Application Deadline: May 22, 2026
Assistance with Applying: Contact Emily, Vice President of Homeowner Services, for assistance with understanding, filling out, and/or submitting your application.
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Applications or questions should be submitted to:
Emily Kammenzind
Vice President of Homeowner and Home Repair Services
Email Signups for Program Updates
Subscribe to our emailing list to receive updates regarding Habitat Pittsburgh's homeownership and home repair programs. You'll receive email notifications when homeownership application rounds have opened,
